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Treasury & Corporate Accounts

Treasury & corporate accounts guidance for Canadian businesses

Simplify cash management decisionswithout changing how your team operates.

Finzero helps you assess options for treasury and corporate account setupsfees, eligibility, onboarding steps, and operational fitso you can move forward with confidence.

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Check eligibility What we cover Financial services disclosures

Non-bank disclosure

Maple Ledger Treasury Inc. is not a bank and does not accept deposits. We provide informational guidance and consultation to help you compare providers and account structures.

  • 1

    Fee clarity

    Side-by-side view of account and treasury program costs.

  • 2

    Eligibility check

    Quickly validate documentation and business profile fit.

Illustration of corporate treasury dashboard and account routing

Coverage

Treasury, accounts, rails

Focus

Operating fit

Outcome

Next-step plan

Prefer email? [email protected]

Treasury & Corporate Accounts

A clear scope, practical deliverables, and a fast handoff

We help Canadian operating companies and finance teams set up and streamline treasury workflows—banking structure, cash visibility, controls, and account onboarding support—so you can operate with fewer surprises.

View fees & disclosures Request a consult

What’s included

Pick a focused engagement or combine modules. You’ll get concrete outputs you can implement immediately.

Banking & account structure

  • Account map (operating, payroll, tax, FX)
  • Signing authority & roles design
  • Onboarding checklist & document pack

Cash visibility & forecasting

  • Cash dashboard (weekly cadence)
  • 13-week forecast model & assumptions
  • Variance review template

Controls & payments

  • Payment policy (approvals, limits)
  • Fraud-prevention controls checklist
  • Reconciliation & close workflow

Treasury playbook

  • SOPs and handoff documentation
  • Owner/operator training session
  • 90-day improvement roadmap

Note: We support process design and onboarding readiness. We do not provide legal advice, investment advice, or represent a bank.

How it works

  1. 1

    Kickoff & discovery (30–60 min)

    We review your current accounts, payment rails, reporting needs, and constraints (industry, entity structure, approvals).

  2. 2

    Blueprint & checklist

    You receive an actionable plan: account map, roles, required docs, and recommended workflows.

  3. 3

    Implementation support

    We help your team coordinate steps, reduce back-and-forth, and set up repeatable reporting and controls.

  4. 4

    Handoff & training

    We deliver your playbook, templates, and a short training so ownership is clear after the engagement.

Typical timeline

Most engagements complete in 1–3 weeks, depending on entity complexity and required banking documentation.

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Fees and disclosures

Transparent Maple Ledger pricing plus typical third‑party ranges you may encounter (banks, FX providers, payment rails). Final pricing may vary by entity, volume, and eligibility.

Request a consultation Financial disclosures

Fee schedule (CAD)

Third‑party ranges are indicative and may be charged by your bank, counterparty bank, or payment network.

Item Maple Ledger fee Typical third‑party range Notes
Onboarding & implementation $0–$1,500 (depends on complexity) $0–$5,000 Entity & signatory set‑up, policies, and connectivity options.
Platform subscription (monthly) From $250 / month — Includes treasury dashboard, reporting, and standard support.
Additional users $20 / user / month — Role-based access and approval workflows.
Outgoing domestic wire $15 per wire $10–$50 Bank and intermediary fees may apply.
Incoming wire $10 per wire $0–$30 Some banks charge a receiving fee.
FX conversion spread From 0.20%–0.80% 0.30%–2.50% Depends on currencies, size, and settlement route.
Expedited support / custom reporting Quoted — Optional add-on for enhanced SLA and bespoke outputs.
Taxes may apply. Fees shown are examples to help planning; your statement and executed orders govern actual charges.

KYB-ready onboarding

Eligibility & KYB readiness

We help Canadian and cross-border entities prepare a clean onboarding package. Final approval, required documents, and timelines are determined by the underlying banking partners and compliance teams.

Request an eligibility check Review fees & disclosures

Note: We may request additional information if your structure or activity requires enhanced due diligence (EDD).

Entity requirements

  • Registered legal entity

    Corporation, LLC/Ltd., partnership, or equivalent with verifiable registration.

  • Clear ownership & control

    UBOs, directors, and signing authority identified (including % ownership where applicable).

  • Explainable business activity

    Documented revenue sources, counterparties, and expected transaction patterns.

  • Operational footprint

    Website, invoices/contracts, or other proof of ongoing operations (as applicable).

Common KYB documents

  • Incorporation/registration (articles, certificate, or registry extract)

  • Ownership chart including UBOs and control persons

  • IDs for signers/UBOs (government photo ID; address proof if requested)

  • Business evidence (contracts, invoices, bank statements, financials as applicable)

  • Compliance notes (sanctions screening, source of funds narrative where relevant)

Exact requirements vary by jurisdiction, entity type, and risk profile.

Timelines are provider-controlled

A clean submission speeds things up, but review time depends on partner queues and any follow-up requests.

Read KYB FAQs

1) Pre-check

Confirm fit and identify any gaps.

2) KYB review

Partner compliance verifies documents and risk.

3) Account setup

Access provisioning and treasury rails as approved.

FAQ

Quick answers on wires, FX policy, approvals, and what we don’t offer. For anything nuanced, request a consult.

⌘/Ctrl+F

Yes—typical setups support incoming and outgoing wires, including SWIFT where applicable. Exact routing (intermediary banks, required fields, and cutoffs) depends on the accounts and corridors you’re using.

If you have high-value or time-critical wires, share your corridors and settlement windows via index.php#contact-form.

Cutoffs vary by bank, currency, and whether an intermediary is involved. Same-day is often possible for common corridors when instructions are complete and approvals are in place.

  • We help you standardize beneficiary templates to reduce rejects/repairs.
  • We can align approval workflows so treasury doesn’t become the bottleneck.

We don’t “hide” FX inside vague all-in fees. The goal is a clear policy: when you convert, who can request quotes, how rates are validated, and how spreads are reported.

  • Documented approval thresholds for conversions.
  • Audit-friendly reporting on executed rates.
  • Controls to reduce accidental conversions and duplicate trades.

Yes—segregation of duties is a core requirement. We help you map roles (initiator/approver/releaser) and set thresholds aligned to your risk policy.

Need eligibility context? See index.php#eligibility.

We recommend controlled beneficiary management (whitelists, change approvals, and standardized payment templates) to lower operational risk and reduce wire repair fees.

This is especially important for recurring supplier and payroll-related payments.

We summarize expected costs (wires, FX, and account programs) in the fees section and walk through what’s negotiable versus pass-through.

Review: index.php#fees-disclosures.

Expect standard KYB/KYC: corporate registration, signing authority, beneficial owners, and a clear use-of-funds narrative. For higher-risk corridors, enhanced information may be requested.

We’ll help you prepare a clean package to avoid back-and-forth.

  • No consumer/retail banking products.
  • No cash handling or cash pickup services.
  • No consumer crypto trading or speculative “yield” programs.
  • No lending or investment advice as part of this service.

If you’re unsure whether your use case fits, request a consultation: index.php#contact-form.

Still have questions?

Get a quick fit check on corridors, controls, and expected fees before you invest time in onboarding.

Request a consultation

Request a consultation

Tell us about your treasury needs and we’ll follow up within 1 business day with next steps and available time slots.

Prefer email or phone?

Email
[email protected]
Phone
+1 604-637-4829
By submitting, you agree to be contacted about this request. See Privacy Policy and Financial Services Disclosures.
Review fees & disclosures • Check eligibility

Please don’t include account numbers or sensitive credentials.

What happens next: We confirm fit, outline fees, then schedule a 20–30 min call.

If you have accessibility needs, you can also email [email protected]. We respond during business hours (Canada).

Insights for treasury teams

Short, practical notes on controls, reporting, and operational readiness—written for finance leaders evaluating corporate accounts.

View all Request a consult

Want a tailored recommendation? Share your entity type and expected monthly flows—we’ll reply with eligibility and a fee overview.

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Treasury & Corporate Accounts

Maple Ledger Treasury Inc. (Corporation — Canada)

Suite 2100, 1055 Dunsmuir Street, Vancouver, BC V7X 1L2, Canada

[email protected] • +1 604-637-4829

Corporation No.: 8724631 • BN (RT): 784563219RT0001

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Disclosures

Non-bank disclosure: Maple Ledger Treasury Inc. is not a bank. We do not take deposits, offer deposit insurance, or provide consumer banking services. Any account, payment, or custodial services are provided by third-party regulated financial institutions under their terms.

Information on this site is for general informational purposes and does not constitute legal, tax, or investment advice. Eligibility, pricing, and features may vary by entity type and onboarding review.

Talk to an onboarding specialist

© Maple Ledger Treasury Inc. All rights reserved.

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