Financial Services Disclosures

1) Business identity & contact

Legal entity: Maple Ledger Treasury Inc. (Corporation (Canada)). Registered address: Suite 2100, 1055 Dunsmuir Street, Vancouver, BC V7X 1L2, Canada.

Email: [email protected] • Phone: +1 604-637-4829

Corporation number: 8724631. Business Number (BN)/GST-HST program account: 784563219RT0001.

2) Services covered

• Treasury/cash-management advisory (e.g., cash positioning, payout/wire process design, vendor/payment controls).
• Operational support related to domestic and international payments (including FX-enabled payments where available through third parties).
• Implementation coordination with banks, payment processors, FX providers, and software vendors selected by you.

We do not provide legal representation, and we do not act as your accountant or auditor.

3) Fees & cost transparency

Fees (if applicable) will be described in your written agreement, proposal, or order form before you commit. Your total cost may include:

• Advisory fees: fixed, hourly, or retainer-based.
• Implementation/project fees: one-time configuration, documentation, training, or vendor onboarding.
• Third-party fees charged by banks, payment processors, FX providers, or software platforms (e.g., wire fees, FX spreads, platform subscription fees).

4) Regulatory, licensing & affiliations

• We are not a bank or credit union and do not take deposits.
• Funds held with third-party financial institutions are subject to those institutions’ terms and any applicable protections; we do not provide deposit insurance and are not a CDIC member.
• Unless expressly stated in a signed agreement for a specific engagement, we do not act as a registered securities dealer/adviser or as a money services business for the purpose of holding client funds.
• We may introduce or coordinate with regulated third parties. Any regulated activity (if any) is performed by the applicable third party under its own licensing and terms.

Reference links (informational): CDIC • FCAC • FINTRAC

We do not claim any government endorsement. Any partner or vendor logos (if shown elsewhere on this site) are for identification only and do not imply affiliation unless expressly confirmed in writing.

5) No guarantee / no performance promise

We do not guarantee outcomes, savings, rates, payment delivery times, availability of services, or business results. Past experiences or examples are not a promise of future performance. Decisions and execution remain your responsibility.

6) FX, wires & international payments

• Rates & spreads: FX rates can change rapidly; providers may apply a spread and/or fees. Quotes may be time-limited and subject to market movement and provider acceptance.
• Timing: Domestic and cross-border payments may be delayed by cut-off times, weekends/holidays, compliance screening, intermediary banks, local clearing systems, or incorrect beneficiary details.
• Fees & deductions: Intermediary and receiving banks may deduct fees from the sent amount (especially for SWIFT wires). “OUR/SHA/BEN” fee options (where available) affect who pays charges.
• Reversals: Wires are often difficult or impossible to recall once released; recovery is not guaranteed.

7) Eligibility, KYB & compliance checks

To support services involving payments or onboarding with third parties, you may be required to complete “Know Your Business” (KYB) and related checks. This can include:

• Business registration details, ownership/beneficial owner information, and authorized signers.
• Identity verification, sanctions/PEP screening, and adverse media checks.
• Information on business activity, expected volumes, source of funds, and transaction purpose.

We and/or third-party providers may request additional information, pause work, or decline to proceed where required for compliance, risk, or legal reasons.